Unlock competitive financing for rental properties, multi-unit buildings, and investment opportunities across Ontario with expert guidance.
A streamlined process to secure financing for your next investment property
We review your investment property details, rental income potential, and financial goals
Get a customized mortgage solution optimized for cash flow and ROI
Fast-track approval process designed for investment property purchases
Secure your investment property and start building your portfolio
Investment property mortgages are specifically designed for properties you plan to rent out or use for income generation. These mortgages consider rental income as part of your qualification and offer flexible terms for real estate investors.
Finance single-family homes, multi-unit properties, or commercial real estate to grow your investment portfolio
Leverage rental income to qualify for larger mortgages and expand your real estate holdings
Benefit from mortgage interest deductions and other tax advantages available to property investors
Build long-term wealth through property appreciation and consistent rental cash flow
Calculate your potential return on investment
*This calculator provides estimates only. Actual rates and terms may vary. Consult with a mortgage professional for accurate figures.
Flexible financing solutions for all types of investment properties across Ontario
Traditional rental homes perfect for first-time investors
Duplexes, triplexes, and small apartment buildings
Low-maintenance investment properties in urban areas
Retail, office, or mixed-use investment opportunities
What you need to qualify for an investment property mortgage
Minimum 20% down payment for investment properties
Good credit score (typically 650+)
Proven rental income or investment experience
Helpful but not required
Debt service coverage ratio of 1.0 or higher
Stable employment or business income
Property appraisal showing rental potential
Lenders typically use 50-80% of expected rental income to help you qualify. This means your rental property can help you qualify for a larger mortgage than your personal income alone would allow.
From application to closing in as little as 20 days
Discuss your investment goals and get pre-approved
Submit income verification, property details, and rental analysis
Professional appraisal to confirm property value and rental potential
Underwriting review and mortgage approval
Sign documents and take ownership of your investment property
What you'll need to apply for investment property financing
Understanding the key differences
Investment property mortgages are designed for properties you won't live in. While they require larger down payments and may have slightly higher rates, they offer tax advantages and allow you to use rental income for qualification, making it easier to build a real estate portfolio.
Real results from real estate investors across Ontario
"They helped me secure financing for my first multi-unit property. The rental income analysis was thorough and the approval process was surprisingly fast. Now I'm building my second property!"
"As a real estate investor with multiple properties, I needed a broker who understands portfolio financing. They structured my mortgages perfectly to maximize cash flow across all my properties."
"Transitioning from residential to commercial investment was daunting, but they made it seamless. Their expertise in commercial financing saved me thousands and got me better terms than I expected."
Everything you need to know about financing investment properties
Tools and guides to help you succeed as a real estate investor
Calculate ROI, cash flow, and returns for any investment property
Comprehensive guide to building a profitable rental property portfolio
Maximize your investment property tax deductions
Current rental market data and investment opportunities across Ontario
Expert investment property financing in your area
And many more cities across Ontario. Contact us to confirm service in your area.
Get pre-approved for investment property financing and start building wealth through real estate
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