About Rio Financial
People-First Mortgage Advice, Powered by Choice
We will be with you every step of the way—even after your mortgage closes—providing tips and strategies to help you build long-term wealth. That's why our business is built primarily on referrals from satisfied clients who trust us with their most important financial decisions.
Who We Are
Making Mortgage Financing Simple and Transparent
Many find mortgage financing confusing, but it doesn't have to be that way. Our knowledge and experience, combined with friendly and attentive service, will give you the information and education you need to make an informed decision.
Choice is Everything
When it comes to mortgages, choice is everything! With access to over 50 lenders including major banks, national, regional, and private lenders, you can be sure you are getting the best rate and mortgage for your unique situation.
Unlike bank mortgage specialists who can only offer their institution's products, we work as your advocate, comparing options across the entire lending landscape to find the perfect fit for your financial goals and circumstances.
Major Banks
Access to all major Canadian banks
Credit Unions
Regional and local credit unions
Private Lenders
Alternative financing solutions
Alternative Lenders
Specialized lending options
Our Comprehensive Services
You have come to the right place for your purchase, refinance, or renewal. We specialize in many areas to serve your unique needs.
First-Time Buyers
Guidance through your first home purchase
Investment Properties
Building wealth through real estate
Self-Employed
Specialized solutions for entrepreneurs
New to Canada
Helping newcomers achieve homeownership
Vacation Homes
Financing your dream getaway property
Renovations
Funding your home improvement projects
Retirement Planning
Optimizing cash flow in retirement
Credit Repair
Rebuilding credit for better rates
Meet Our Team
Your Trusted Mortgage Professionals
Our experienced team combines deep industry knowledge with personalized service to help you achieve your homeownership goals. We're not just mortgage brokers—we're your partners in building long-term financial success.
Mauro Poletti
Mortgage Broker
Mauro Poletti is a recognized mortgage broker, having been listed among the Canadian Mortgage Professional's Young Guns in 2018, indicating his status as one of the promising young stars in the Canadian mortgage industry. Originally from the restaurant industry, Poletti transitioned into the mortgage sector and has been with Mortgage Intelligence since 2011 and recently expanded with Rio Financial.
With over 12 years of experience in the mortgage industry, Mauro specializes in helping first-time homebuyers and investors navigate complex financing solutions. His dedication to client education and transparent communication has earned him recognition as one of Canada's top young mortgage professionals. Mauro's approach focuses on building long-term relationships and providing ongoing support even after your mortgage closes.
Nicholas Cashmore
Mortgage Agent & Financial Planning Expert
Nicholas Cashmore is a dedicated mortgage agent with a strong desire to help clients secure their dream home or any mortgage need. He specializes in finding tailored financing solutions that fit the unique needs and budget of his clients. Nicholas is committed to exceptional service, attention to detail, and focuses on delivering the appropriate solutions.
Nicholas has a Bachelor of Applied Business Management degree that brings a fresh perspective to mortgage brokering. He excels at finding creative solutions for unique financial situations and is passionate about helping homeowners in Ontario achieve their homeownership dreams. His caring, customer service skills and analytical approach ensures that every client receives a mortgage solution and experience properly tailored to their circumstances.
Why Choose Rio Financial?
We're more than just mortgage brokers—we're your partners in building long-term financial success. Our commitment to excellence and client satisfaction sets us apart in the industry.
Personal Service
We take the time to understand your unique situation and provide personalized solutions that fit your needs and goals. Every client receives our full attention and dedicated support throughout their mortgage journey.
Expert Knowledge
Our team stays current with market trends and lender requirements to secure the best rates and terms for you. We continuously educate ourselves to provide the most up-to-date advice and strategies.
Ongoing Support
Our relationship doesn't end at closing. We provide ongoing advice to help you build wealth through real estate, offering tips and strategies for mortgage renewals, refinancing, and investment opportunities.
Built on Referrals and Trust
We will be with you every step of the way, even after your mortgage closes, providing tips and strategies to help you build long-term wealth. That's why our business is built primarily from client referrals. We look forward to earning your trust and delivering a comfortable and successful mortgage experience.
Our clients become part of the Rio Financial family, and we take pride in maintaining these relationships for years to come. Whether you're looking to refinance, purchase an investment property, or simply need advice on your mortgage strategy, we're here to help.
Client Success Stories
"Mauro made our first home purchase stress-free and educational. We learned so much about the process!"
- Sarah & Mike T.
"Nicholas found us a great rate for our investment property. His expertise saved us thousands!"
- David L.
Licensed & Trusted
Rio Financial operates under Mortgage Intelligence Inc., one of Canada's most respected mortgage brokerage networks. We are fully licensed and regulated, giving you peace of mind that your mortgage transaction is in professional hands. Our commitment to ethical practices and regulatory compliance ensures your interests are always protected.
Licensed Mortgage Brokers
Mortgage Intelligence Network
Fully Insured & Bonded
MFDA Compliant
Book a Call
Choose a time that works for you. We'll discuss your goals and explore your mortgage options.
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